Bank of India (BOI) has released the Credit Officer Recruitment 2026 Notification on 29 June 2026, opening up 779 vacancies for the post of Credit Officer in the General Banking Officer (GBO) stream, under Project No. 2026-27/01. This is a fresh and significantly larger drive compared to the bank’s previous Credit Officer cycle (514 posts, notified on 1 November 2025), and it gives experienced banking and finance professionals a strong opportunity to step into mid-to-senior management roles at one of India’s leading public sector banks. Online applications open on 30 June 2026 and close on 20 July 2026. Here is everything a candidate needs to know before applying, vacancy break-up, eligibility, pay scale, fee, selection process, and the application steps.
Bank of India Credit Officer Recruitment 2026 Overview
| Organisation | Bank of India (BOI) |
| Post Name | Credit Officer |
| Stream | General Banking Officer (GBO) |
| Notification Release Date | 29 June 2026 |
| Application Mode | Online |
| Online Application Start Date | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Selection Process | Online Examination, Interview |
| Official Website | bankofindia.bank.in |
Age Limit, Vacancy, and Educational Qualification
Age Limit: Based on the bank’s standard pattern for this post (the previous cycle used 25–35 years for MMGS-II, 28–38 years for MMGS-III, and 30–40 years for SMGS-IV), age bands for 2026 vary by scale, with the relevant cut-off date specified in the new notification. Candidates should confirm the exact age limit and reckoning date against the official PDF before applying.
| Post Name | Vacancy | Educational Qualification |
| MMGS-II (Middle Management Grade Scale-II) | 677 | Graduate with 3 years of experience |
| MMGS-III (Middle Management Grade Scale-III) | 61 | Graduate with 5 years of experience |
| SMGS-IV (Senior Management Grade Scale-IV) | 41 | Graduate with 7 years of experience |
Selection Process
Selection for BOI Credit Officer 2026 is based on:
- Online Examination (objective type)
- Personal Interview
Salary and Pay Scale
Credit Officers are appointed as Group-A Officers in the following pay scales (basic pay structure for nationalised bank officers):
| MMGS-II | 64,820 – 2,340(1) – 67,160 – 2,680(10) – 93,960 |
| MMGS-III | 85,920 – 2,680(5) – 99,320 – 2,980(2) – 1,05,280 |
| SMGS-IV | 1,02,300 – 2,980(4) – 1,14,220 – 3,360(2) – 1,20,940 |
How to Apply for BOI Credit Officer Recruitment 2026
Follow below steps to complete application process:
- Visit the official Bank of India website: bankofindia.bank.in
- Go to the Careers / Recruitment Notice section.
- Click on “Recruitment of Credit Officers in GBO Stream – Project No. 2026-27/01” and select Apply Online.
- Click “Click Here for New Registration” and enter your basic details to generate a provisional registration number and password.
- Log in with your credentials and fill in personal, educational, and professional details in the application form.
- Upload scanned documents such as photo, signature and educational documents.
- Carefully preview the form, then pay the application fee through the available online payment modes.
- After successful payment, download and print the application form and fee receipt for future reference.
Application Fee
| General, EWS, OBC | ₹850 (application fee + intimation charges) |
| SC / ST / PwBD | ₹175 (intimation charges only) |
Is This Recruitment Right for You?
This drive suits experienced credit and banking professionals who already hold relevant post-qualification experience in credit appraisal, loan processing, or risk management, along with the required graduate/professional qualification. It is not designed for freshers, and selected officers must be willing to accept an all-India transfer liability, since postings can be anywhere in the country.
Important Links
| Bank of India Credit Officer Recruitment 2026 PDF | Check PDF Here |
| Bank of India Credit Officer Recruitment 2026 Apply Link | Apply Here |
| Official Website | Visit Here |
Frequently Asked Questions (FAQs)
Q1. When was the BOI Credit Officer Recruitment 2026 notification released?
The official notification was released on 29 June 2026.
Q2. How many vacancies are there in BOI Credit Officer Recruitment 2026?
A total of 779 vacancies across MMGS-II, MMGS-III, and SMGS-IV scales under the GBO stream.
Q3. What is the last date to apply online?
The online application window closes on 20 July 2026 (applications open from 30 June 2026).
Q4. Is this recruitment open to freshers?
No. The post requires mandatory post-qualification experience in credit-related roles, ranging from a few years at MMGS-II up to 8+ years for SMGS-IV.
Q5. What is the application fee?
₹850 for General/EWS/OBC candidates and ₹175 for SC/ST/PwBD candidates.
Q6. What is the selection process?
Online Examination followed by a Personal Interview, with final merit generally based on a 70:30 weightage between the two stages.
